We are aware that several companies offer services such as Retirement Analysis/Consultations or life insurance to employees via mass e-mailings or hard copy postcards/letters.
The HR Office - Albuquerque already provides retirement estimates and counseling at no-cost to the employee. In addition it does not require release of information to third party.
Neither OPM nor OFEGLI uses sales agents to administer the FEGLI Program or to promote the Program's benefits. Marketing materials offering to help Federal employees "reduce future FEGLI cost increases" are, at a minimum, misleading, because these companies are not offering a FEGLI product. As a reminder, FEGLI premium rates are fixed at government-wide rates based on age, salary, and individual enrollment elections. Federal employees may not obtain discounts to reduce these premiums. Additionally, OPM does not endorse any privately-sponsored life insurance policies or products, and OPM has no connection with any other supplemental life insurance products marketed to Federal employees. In this regard, in consultation with the U.S. Department of Justice, OPM continues to take affirmative steps to correct third-parties' improper and/or deceptive use of OPM trademarks, including FEGLI.
Employees are free to choose any vendor for services or products including life insurance and/or retirement analysis. We encourage employees to make an informed decision and be aware that some vendors will utilize unique marketing to mislead. So if have questions about what Federal benefits are available or what retirement services BIE HRO-ABQ offers, call us at 505-563-5210 or send an email to email@example.com.
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