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Federal Employees Health Benefits (FEHB)

The FEHB Program can help you and your family meet your health care needs. Federal employees, retirees and their survivors enjoy the widest selection of health plans in the country. You can choose from among Consumer-Driven and High Deductible plans that offer catastrophic risk protection with higher deductibles, health savings/reimbursable accounts and lower premiums, or Fee-for-Service (FFS) plans, and their Preferred Provider Organizations (PPO), or Health Maintenance Organizations (HMO) if you live (or sometimes if you work) within the area serviced by the plan.

Use this site to compare the costs, benefits, and features of different plans. We chose the different benefit categories based on enrollee requests, differences among plans, and simplicity. However, we urge you to consider the total benefit package, in addition to service and cost, and provider availability when choosing a health plan.

The FEHB plan brochures show you what services and supplies are covered and the level of coverage. Review the brochures carefully. The brochures are formatted to ensure they are all organized alike. You can get brochures from the health plans or your human resource office. When it comes to your health care, the best surprise is no surprise. 

Are temporary or intermittent employees eligible for Health Insurance?

Temporary/WAE Eligibility Checklist

As of 10/17/14, OPM published the rules for expanded FEHB coverage for certain employees on temporary appointments and seasonal and intermittent schedules.

The following types of employees will be eligible to enroll in an FEHB plan:

-Employees on Temporary Appointments
-Employees on seasonal schedules
-Intermittent employees who are expected to work at least 130 hours per month or more for at least 90 days

This rule allows for the same government contribution as full-time permanent employees during period of coverage.

When an employee enters leave without pay (LWOP) or has insufficient funds to cover FEHB premiums. LWOP provisions apply. Employee must pay the employee share of the premium for every pay period that enrollment continues.


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